The Board evaluates a bank's retail banking solutions supplied within the lender's facility-centered assessment parts and nationwide, as applicable, with the establishment level as follows:
(two) A retail lending assessment region might not prolong beyond a Condition boundary Except if the retail lending assessment region consists of counties within a multistate MSA.
Through the term of the program, a financial institution should submit to your Board for approval an Modification to its prepare if a material improve in circumstances:
답변. 네이버 모바일 버전은 스마트폰 또는 태블릿에서 웹 브라우저를 통해 접속할 수 있습니다.
indicates, notwithstanding the definition of “little business” During this section, a loan included in “loans to tiny enterprises” as documented in Routine RC-C of the Call Report.
The in-page Desk of Contents is accessible only when a number of sections are increasingly being viewed. Use the navigation one-way links in The grey bar above to check out the desk of contents this written content belongs to.
Our company only matches you using a lender – we are not informed on the phrases in the loan available to you. If You're not at ease Together with the loan conditions that you are less than no obligation to move forward Together with the lender.
A lender must delineate one website or more facility-based mostly assessment regions within just which the Board evaluates the bank's record of assisting to meet the credit history needs of its whole Neighborhood pursuant on the effectiveness exams and strategic approach explained in § 228.21.
The Board evaluates a bank's effectiveness less than an permitted prepare depending on the effectiveness assessments that will utilize from the absence of the accredited system and any optional evaluation parts or suitable modifications and additions for the applicable overall performance assessments established forth in the bank's approved program.
상세한 안내를 받고 싶으신 경우 네이버 고객센터로 문의주시면 도움드리도록 하겠습니다. 건강한 인터넷 환경을 만들어 나갈 수 있도록 고객님의 많은 관심과 협조를 부탁드립니다.
(A) A lender may possibly specify annual measurable aims for Neighborhood advancement loans, community progress investments, or the two. The lender need to foundation any once-a-year measurable plans for a percentage or ratio of your financial institution's Local community growth loans and Group enhancement investments for all or specified kinds of Local community development described in § 228.
A considerable lender have to accumulate and report to the Board per year by April one a list of Each and every retail lending assessment location demonstrating the States, MSAs, and counties in the retail lending assessment area for the prior calendar year.
A financial institution ought to preserve a community file, in both paper or electronic structure, that features the subsequent info:
A bank have to sustain a general public file, in both paper or electronic format, that features the next data: